So you're finally ready to start shopping for a home... before you just hire your relative or aunt that's recently decided to get into real estate, it's important you choose wisely. This person is about to represent you in one of the biggest purchases you'll likely ever make, so take some time to interview at least 3 candidates. Not all real estate agents are created equal but good news for you, there's no cost to...
Lock & Shop with Guild Mortgage
Customers can lock their loan and start shopping for the perfect homeIf customers are worried about rates going up, we’ve got them covered for 120 days. With our Lock and Shop program, the rate is locked and secure so they can search for a home they love. If rates go down, our one-time float down option provides the perfect solution.Ideally suited forThose searching for their next homeHomebuyers in competitive marketsRate lock benefits and loan featuresInterest...
Big Changes Coming to Second Home Pricing
Did you hear the update about pricing for second homes? Currently someone can buy a vacation home with rates similar to a primary home purchase. However, effective April 1st, the interest rates on second homes will be comparable to non-owner occupied (investment) properties, meaning they will be significantly higher. However, down payment requirements will remain the same. If you are shopping for your next vacation home, I highly encourage you to educate yourself on the changes coming...
Update to Guild’s Bridge Loan Program
In case you aren't already familiar, Guild offers our very own service-retained Bridge loan, which can help anyone looking to buy a new home by writing a non-contingent offer and using the equity funds from their current primary residence for the down payment. We've recently made some updates to the guidelines which makes this loan option even more desirable for homeowners looking to purchase before selling! We can now eliminate their current home and bridge loans...
FHFA Officially Announced the 2022 Loan Limits
UPDATE FROM THE HEAD OF OUR SERVICING DEPARTMENT The markets are wrestling with two issues this morning. The first is worries about the spread of the new Omicron strain of COVID and the second is the high inflation rates and the political pressure on the Fed to potentially begin tapering sooner. These two issues would have opposite impacts on bond prices, particularly MBS prices, which is why the MBS markets have been very volatile this morning, moving over 50...
Women’s Day Dress for Success Donation Drive
I'm so excited to announce that we will be carrying on our Women's Day donation drive for Dress for Success Oregon for the 3rd year in a row!Due to limited COVID restrictions on donations, we will specifically be collecting the following:+ unused/unopened feminine products and toiletries+ cash donations via VenmoAll donations will be entered into a raffle to win one of 6 amazing prizes from some of our favorite female business owners and leaders. We...
Home Loans by Design Announcement
We're thrilled to introduce our new partnership!! Thanks to the enormous support from our clients and partners, We've gotten to a point in our respective businesses where we really needed to grow our teams to provide the exceptional customer service that we both pride ourselves on. This will be a perfect balance to be able to serve all client needs and we will compliment each other's strengths. Jen has always had a strong focus on...
10 Things to Do After Closing
Just bought a home? Today I'm sharing 10 things to do after you receive the keys to your new home!1. Transfer & set up utilities2. Change locks3. Deep clean4. Reset garage door5. Forward mailing address6. Change address with DMV 7. Check smoke detectors8. Introduce yourself to neighbors9. Create a maintenance schedule10. Establish safety plan and assemble first aid kithttps://youtu.be/gcKQU-_oeJY
Bookshelf Styling with Luxe Interior Studio
Bookshelves Styling Steps and Tips from Nicole Snell of Luxe Interior Studio 1). Gather a collection of items, mixing books, boxes, trinkets, framed prints, decorative objects, greenery, etc. Collection should be a variety of new and old, personal mementos and décor. Shop your own collections first! 2). Make sure to create texture through varying materials including greenery, wood, metals, stone, etc. 3). Choose a color scheme if you will be including pops of color, or...
3rd Annual Pumpkin Decorating Contest
We are so excited to host our 3rd Annual Pumpkin Contest this year! See below for entry details and rules. And be sure to stay tuned on our social platforms as we announce the prizes in the next couple of weeks. They're going to be good this year and we can't wait to share!! There are 2 ways to win:⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 1. PARTICIPATION - JUST BY PARTICIPATING IN THE CONTEST YOU WILL BE ENTERED INTO A...